dear kf, wow after 20years,i decided to hit the wind again,kids grown up i hit the wall with insurance prices!im getting anywhere from 870-1200 for a 2007 zzr600! own crib ,married,no violatiions 3years,plus 2 kryptonite locks,rhode island been riding on off on 36 years?i cant believe it!only way is liability only down to 300 but will shaft myself if anything happens bad, any suggestions,help,tref

 

thats pretty pricey..... im paying 300$ a year for a 2006 klx250s and a 1980 cb750k.... and im only 25, married, no tickets...

 

Thats wild, I'm 45, single and havent had bike insurance in 10 years. I got liability ins. for 82 bucks a year I'm in ohio

 

shop around - that sounds crazy - i live by DC and have had my bike for less than a year and i am paying about 600 a year for full coverage

 

sounds a little high, but im paying 1000 a year for my bad record in cali. how bad do you want to ride is the question??

 

$80.00 a year through Geico for both bikes together and I got $25,000/$50,000/300,000 liability. Screw full coverage, if you live through a wreck you won't care about the bike. Insurance on a bike is for the car you hit, the store front window you go through or the guy crossing the street that you just ran over. Why are people wasting money on full coverage on bikes. I mean they are like hamsters, if you total one and walk away, you can just go to the shop and get another one. Take the money you would have spent on full coverage, bank it, collect interest, and its there in case you need it but its not thrown away to some high priced insurance company. Don't even get me started on Lawyers and real estate agents.[:@]

Disclaimer: This was written before I finished my first cup of coffee, so it may be the lack of cafine talking.[8D]

 

if your financing Mr deej it's required to have full coverage.

 

That's weird because I thought that was the case all the time, but my KLX and the wife's XT 225 didn't require any insurance. And in fact Washington doesn't even require any motorcycle insurance. I wonder if its because I got financed for both bikes through Kawi and Yamaha? But I thought they still went through a finance company. So I guess I had forgot about banks requiring insurance on financed assets. My bad, I guess I got lucky in how I bought mine and where I live. OK guys carry on and don't listen to me.

 

dear kf's i love it! you guys got me lol ,but in rhode island things suck,and Hoedogg is correct in a financing deal ,have to insure all year out of the 6-7 months i ride! PROGRESSIVE IS the worse it was 1379.00 with kryptonite locks, took 20 off if i got active alarm LOJACK,BIG DEAL,I passed.i will shop around is right!because i need to ride and ride i'mgonna this year even if i got to borrow from a loan shark. i'm putting 5000 down only need 1500 plus 700 dmv, love dat place. i do thank you all for your help ,
tref

 

I bought my zzr (financed), insured through progressive for $60 a month at 26 years old. After 1.5 years it dropped to $29 a month. Did you go through the website or some local dude trying to make some money from you?